13 Best Drugstore Moisturizers with SPF, Tested And Reviewed

Written by Anoushka Sinha, Skincare Coach & Writer
Updated on Feb 26, 2024
Best Drugstore Moisturizers with SPF
The products curated for this article are independently chosen by the editorial team. If you make a purchase through the links mentioned below, we may receive a commission. Check out our product research & curation process

In my skincare journey, the realization dawned on me – the pivotal need for daily sun protection coupled with hydration. This epiphany prompted me to transition towards drugstore moisturizers with SPF. Affordability and efficacy became my guiding principles, prompting me to curate a selection of the best drugstore moisturizers with SPF. The motivation was clear – I wanted to share accessible options that not only cater to varied skin types but also debunk the misconception that quality necessitates a high price.

Curating this collection involved extensive research, personal trials, and meticulous scrutiny of ingredient lists. I sought formulations that not only delivered on their promises of moisturization but also provided robust protection against harmful UV rays. Texture, absorption, and long-term benefits played a crucial role in the selection process.

I wholeheartedly recommend these best drugstore moisturizers with SPF because they have become my go-to essentials. They seamlessly integrate into daily routines, simplifying the quest for effective sun protection without compromising on skin nourishment. These products aren't just about skincare; they represent a commitment to accessible well-being, ensuring that everyone can indulge in quality sun care without breaking the bank. As I advocate for these drugstore gems, I share not just a curated list but a skincare philosophy grounded in practicality, efficacy, and affordability.

13 Best Drugstore Moisturizers with SPF

Enriched with ceramides and niacinamide, this face cream provides intense hydration while reinforcing the skin's natural barrier. Ceramides help lock in moisture, promoting a supple and smooth complexion, while niacinamide soothes and calms sensitive skin, reducing redness and irritation. The lightweight, non-greasy formula makes it suitable for all skin types, including those with sensitive or acne-prone skin. This dermatologist-recommended moisturizer is fragrance-free and oil-free, minimizing the risk of irritation. 

Active ingredients: Avobenzone, Homosalate, Octisalate, Octocrylene

SPF: 30

Size: 2.5fl oz

Pros
  • Oil-free
  • Dye-free
  • Suitable for hand and face
  • Easily absorbed
Cons
  • A bit drying
  • Best Easy-to-use

    Eucerin Daily Protection Face Lotion

    Eucerin Daily Protection Face Lotion
  • With a broad-spectrum SPF 30, it offers effective protection against both UVA and UVB radiation, reducing the risk of sunburn and premature aging. This dermatologist-recommended face lotion is enriched with nourishing ingredients that hydrate and replenish the skin's moisture barrier, leaving it soft and supple. Its non-comedogenic and fragrance-free formula makes it suitable for individuals with sensitive or easily irritated skin. 

    Active ingredients: Zinc oxide, titanium dioxide

    SPF: 30

    Size: 4fl oz

    Pros
    • Fragrance-free
    • Non-comedogenic
    • Fast absorbing
    • Easy to use
    Cons
    • Not leak-proof packaging
  • Best for Sensitive Skin

    Cetaphil DermaControl Oil Absorbing Moisturizer

    Cetaphil DermaControl Oil Absorbing Moisturizer
  • This dermatologist-developed formula effectively absorbs excess oil, reducing shine and promoting a matte finish. The inclusion of SPF 30 ensures broad-spectrum protection against harmful UVA and UVB rays, preventing sun damage and premature aging. 

    Despite its oil-absorbing properties, this moisturizer hydrates the skin, maintaining a delicate balance for those with oily yet sensitive skin. The lightweight, non-comedogenic formulation makes it suitable for daily use, and its ability to control excess oil production is particularly beneficial for those prone to breakouts. 

    Active ingredients: Avobenzone, octisalate, octocrylene

    SPF: 30

    Size: 4fl oz

    Pros
    • Absorbs oil
    • No added fragrance
    • Great for sensitive skin
    • Lightweight
    Cons
    • A bit drying
  • Best for Daily Use

    CeraVe Ultra-Light Moisturizing Lotion

    CeraVe Ultra-Light Moisturizing Lotion
  • Formulated with hyaluronic acid and ceramides, it offers intense moisture, promoting a healthy and supple complexion. The broad-spectrum SPF 30 protects against UVA and UVB rays, reducing the risk of sun damage and premature aging. This oil-free lotion is particularly suitable for those with a combination to oily skin, providing a matte finish that controls excess shine throughout the day. 

    Active ingredients: Ceramides, hyaluronic acid

    SPF: 30

    Size: 1.7fl oz

    Pros
    • Great for daily use
    • Dermatologist-approved
    • No white cast
    • Absorbs well
    Cons
    • Small size
  • Best Oil-free Formula

    Aveeno Positively Radiant Daily Facial Moisturizer

    Aveeno Positively Radiant Daily Facial Moisturizer
  • Enriched with the Total Soy Complex, it helps even out skin tone and texture, promoting a radiant and healthy complexion. The addition of SPF 30 provides effective protection against UVA and UVB rays, preventing sun damage, sunburn, and premature aging. This dermatologist-recommended moisturizer is suitable for daily use as it is hypoallergenic, non-comedogenic, and oil-free. It nourishes the skin with moisture, leaving it soft and luminous. 

    Incorporate this Aveeno facial moisturizer into your routine for a comprehensive approach to skincare, addressing both sun protection and the enhancement of your skin's natural radiance. 

    Active ingredients: Avobenzone, homosalate, octisalate, octocrylene, oxybenzone

    SPF: 30

    Size: 2.5fl oz

    Pros
    • Oil-free
    • Non-comedogenic
    • Evens out skin tone
    • Clinically-proven
    Cons
    • Damaged packaging
  • Best Lightweight Formula

    Differin Oil Absorbing Moisturizer with Sunscreen

    Differin Oil Absorbing Moisturizer with Sunscreen
  • From the makers of Differin Gel, this sunscreen offers broad-spectrum SPF 30 protection, safeguarding against UVA and UVB rays. The oil-absorbing properties help control excess oil, preventing shine without clogging pores. Specifically designed for those with acne-prone and sensitive skin, this gentle moisturizer hydrates without causing irritation. The non-comedogenic formula ensures it won't contribute to breakouts. 

    By incorporating Differin Oil Absorbing Moisturizer into your skincare routine, you not only provide crucial sun protection but also address the unique needs of sensitive and acne-prone skin, promoting a clear and healthy complexion. 

    Active ingredients: Avobenzone, octisalate, octocrylene

    SPF: 30

    Size: 4fl oz

    Pros
    • Lightweight
    • Nice texture
    • No pore clogging
    • Absorbs excess oil
    Cons
    • Overpowering smell
  • Best Fast Unscented Product

    Neutrogena Hydro Boost Hyaluronic Acid Moisturizer with Sunscreen

    Neutrogena Hydro Boost Hyaluronic Acid Moisturizer with Sunscreen
  • Infused with hyaluronic acid, it deeply moisturizes, replenishing and locking in hydration for dry skin. The water gel texture feels light and refreshing, providing a soothing experience. With SPF 50, this daily moisturizer shields the skin from UVA and UVB rays, preventing sun damage and premature aging. The non-comedogenic formula is suitable for daily use, promoting a supple and healthy complexion. Neutrogena's expertise in skincare ensures an effective blend of hydration and sun protection, making it an ideal choice for those seeking an all-in-one solution. 

    Active ingredients: Hyaluronic acid

    SPF: 50

    Size: 1.7fl oz

    Pros
    • Fragrance-free
    • Weightless
    • Fast absorbing
    • Can be used daily
    Cons
    • May cause some breakout
  • Best Budget-friendly Product

    Olay Complete UV365 Daily Moisturizer with Sunscreen

    Olay Complete UV365 Daily Moisturizer with Sunscreen
  • With SPF 15, it provides essential daily defense against UVA and UVB rays, preventing sun damage and premature aging. The oil-free and non-greasy formula ensures comfortable wear throughout the day. This facial moisturizing lotion from Olay deeply hydrates the skin, maintaining a healthy balance without clogging pores. Enriched with vitamins and antioxidants, it supports overall skin health, leaving your complexion nourished and refreshed. 

    Active ingredients: Cetearyl glucoside, disodium edta, glycerin

    SPF: 15

    Size: 6.0fl oz

    Pros
    • Oil-free
    • Non-greasy
    • Lightweight
    • Affordable
    Cons
    • Strong smell
  • Best Texture

    Origins VitaZing(TM) SPF 15 Energy-boosting Moisturizer

    Origins VitaZing(TM) SPF 15 Energy-boosting Moisturizer
  • Enriched with Mangosteen, known for its antioxidant properties, this moisturizer provides a burst of energy to tired skin. The unique self-adjusting tint adds a touch of sheer coverage, adapting to various skin tones for a natural finish. With SPF 15, it offers daily protection against UVA/UVB rays, reducing the risk of sun damage and premature aging. The lightweight formula hydrates without feeling heavy, making it suitable for everyday wear. 

    Active ingredients: Avobenzone

    SPF: 15

    Size: 1.7 fl oz

    Pros
    • Suitable for all skin types
    • Prevents dryness
    • Treats fine lines and wrinkles
    • Non-greasy
    Cons
    • Poor packaging
  • Best Quick Absorption

    Bolden Brightening Face Moisturizer SPF 30

    Bolden Brightening Face Moisturizer SPF 30
  • This broad-spectrum UVA/UVB sunscreen combines effective sun protection with skin-brightening benefits. Formulated with Vitamin C, it not only shields against harmful rays but also promotes a more radiant and even skin tone. The unique clear application ensures no chalky residue, making it ideal for all skin tones.

    The lightweight and non-greasy texture provides comfortable daily wear. Bolden's dedication to addressing the specific needs of melanin-rich skin makes this moisturizer a standout choice, contributing to sun safety and skincare goals. 

    Active ingredients: Vitamin C, squalane, safflower oil, avobenzone

    SPF: 30

    Size: 2.0 fl oz

    Pros
    • Brightening
    • No white residue
    • Quick absorption
    • Dermatologist-approved
    Cons
    • Pricey
  • Image Skincare, Prevention+ Daily Matte Moisturizer SPF 30

    Image Skincare, Prevention+ Daily Matte Moisturizer SPF 30
  • Formulated with zinc oxide, this face sunscreen provides broad-spectrum SPF 30 coverage, effectively shielding the skin from UVA and UVB rays. The unique matte finish helps control excess shine, making it an excellent choice for individuals with oily or combination skin. This daily moisturizer is enriched with antioxidants to protect the skin from environmental stressors. Its lightweight and non-greasy formula make it suitable for daily use, ensuring a comfortable and protected feel.

    Active ingredients: Zinc oxide, homosalate, antioxidants

    SPF: 30

    Size: 3.2 oz

    Pros
    • Great for daily use
    • Weightless
    • Matte finish
    • No dryness
    Cons
    • Greasy
  • Murad Perfecting Day Cream Broad Spectrum SPF 30

    Murad Perfecting Day Cream Broad Spectrum SPF 30
  • Formulated by Murad, a renowned skincare brand, this day cream offers broad-spectrum SPF 30 to shield the skin from UVA and UVB rays. Infused with powerful antioxidants and hydrating ingredients, it provides essential nourishment, leaving the skin smooth and supple. The lightweight formula absorbs quickly, making it suitable for daily use. 

    This multitasking product not only safeguards against sun damage but also supports overall skin health. The inclusion of SPF 30 ensures effective protection against premature aging and environmental stressors.

    Active ingredients: Pomegranate and grape seed extracts, soy flour

    SPF: 30

    Size: 1.7 fl oz

    Pros
    • Lightweight
    • Treats dullness
    • Rich formula
    • Cruelty-free
    Cons
    • Pricey
  • Eminence Tropical Vanilla Day Cream SPF 40

    Eminence Tropical Vanilla Day Cream SPF 40
  • Formulated with a rich blend of natural ingredients, including shea butter and vanilla, this day cream offers broad-spectrum SPF 40 protection against UVA and UVB rays. The tropical vanilla scent adds a delightful touch to the experience. Ideal for all skin types, the day cream hydrates and soothes the skin, leaving it with a soft and supple feel. The high SPF content makes it an excellent choice for those seeking robust sun protection. 

    Active ingredients: Zinc oxide, linden tea, aloe, shea butter

    SPF: 40

    Size: 60ml/ 2fl oz

    Pros
    • Prevents sunburn
    • Revitalizes skin
    • Proper hydration
    • Unisex
    Cons
    • Leaves a white glaze

    Now that you have seen my product recommendations for the best drugstore moisturizers with SPF, glance through my buying guide to make an informed purchase.

    How to Choose the Best Drugstore Moisturizers with SPF?

    Choosing the best drugstore moisturizer with SPF involves considering several factors to ensure it meets your skin's needs and provides effective sun protection. Here are some tips to help you make the right choice:

    Skin Type: Consider your skin type (dry, oily, combination, sensitive) when selecting a moisturizer. Different formulations cater to specific skin needs.

    SPF Level: Choose a moisturizer with a broad-spectrum SPF of at least 30. This helps protect your skin from both UVA and UVB rays.

    Ingredients: Look for key ingredients like avobenzone, octocrylene, octinoxate, or zinc oxide for effective sun protection. Also, consider additional beneficial ingredients such as antioxidants (vitamin C or E) for added skin benefits.

    Non-comedogenic: If you have oily or acne-prone skin, opt for a non-comedogenic formula to prevent clogged pores and breakouts.

    Hydration: Choose a moisturizer that addresses your skin's hydration needs. Some may contain hyaluronic acid or glycerin for added hydration without feeling heavy.

    Fragrance-free: Fragrances can be irritating for some skin types, especially sensitive skin. Consider a fragrance-free option to minimize the risk of irritation.

    Water Resistance: If you anticipate sweating or spending time in the water, choose a water-resistant formula for prolonged protection.

    Skin Concerns: If you have specific skin concerns like fine lines, dark spots, or uneven skin tone, look for a moisturizer with additional skincare ingredients targeting those issues.

    Price: Drugstore moisturizers are generally more affordable than high-end products. Compare prices and choose one that fits your budget without compromising on quality.

    Remember that regular application of sunscreen is crucial for adequate sun protection, and you should reapply every two hours, or more frequently if sweating or swimming. Additionally, it's a good idea to consult with a dermatologist if you have specific skin concerns or conditions.

    How to Apply a Drugstore Moisturizer With SPF?

    Begin with a clean face. Use a gentle cleanser suitable for your skin type to remove any dirt, oil, or makeup.

    Step 1: Dispense an adequate amount of the drugstore moisturizer with SPF onto your fingertips. Typically, a pea-sized amount is sufficient for the face.

    Step 2: Dot the moisturizer on different areas of your face – forehead, cheeks, nose, and chin. This helps distribute the product evenly.

    Step 3: Use gentle, upward, and outward motions to massage the moisturizer into your skin. Pay attention to areas that are often neglected, like the jawline and neck.

    Step 4: Be cautious around the eye area, as some SPF-containing products may cause irritation. If the product is labeled as eye-safe, you can apply it carefully around the orbital bone.

    Step 5: Allow a few minutes for the moisturizer to be absorbed into your skin before applying makeup. This ensures that the SPF has had time to set and provides effective sun protection.

    Step 6: If you're planning to be outdoors for an extended period, or if it's been two hours since your initial application, reapply the moisturizer. This is especially important if you've been sweating or swimming.

    Conclusion

    After delving into a plethora of best drugstore moisturizers with SPF, my skincare journey has unfolded a treasure trove of affordable yet effective options. Navigating the realm of daily sun protection and hydration, these budget-friendly gems such as La Roche-Posay Toleriane Double Repair Face Moisturizer and Eucerin Daily Protection Face Lotion have proven to be a revelation. Through meticulous exploration, I've unearthed formulations that seamlessly fuse moisturizing prowess with reliable UV defense, debunking the notion that quality requires a hefty price tag.

    I find solace in knowing that stellar skincare doesn't have to break the bank. Each reviewed product stands as a testament to accessible excellence, offering a spectrum of choices for every skin type and concern. Armed with newfound knowledge, I embrace the confidence that my skin is shielded and nurtured without compromise. The best drugstore moisturizers with SPF have not only elevated my skincare routine but also reinforced the belief that radiant and protected skin is within everyone's reach.

    FAQ's

    Should you wear moisturizer with SPF every day?
    Yes, wearing a moisturizer with SPF daily is essential for protecting your skin from harmful UV rays. Consistent use helps prevent premature aging, reduces the risk of skin cancer, and maintains overall skin health. Make it a routine, even on cloudy days, to ensure year-round sun protection.
    Is SPF 20 enough?
    SPF 20 provides some sun protection, but for optimal defense against UV rays, dermatologists recommend using at least SPF 30. Higher SPF values offer better protection, reducing the risk of sunburn, premature aging, and skin cancer. Consider your skin type, activities, and duration of sun exposure for appropriate coverage.
    Where should I apply sunscreen?
    Apply sunscreen to all exposed skin areas, including the face, neck, ears, and hands. Don't forget often overlooked areas like the back of the neck, tops of feet, and lips. For full protection, apply sunscreen generously 15 minutes before sun exposure, and reapply every two hours or more frequently if swimming or sweating.
    Why do I need SPF in my moisturizer?
    SPF in moisturizer protects your skin from harmful UV rays, preventing sunburn, premature aging, and reducing the risk of skin cancer. Combining SPF with daily moisturizing ensures an easy and consistent way to maintain skin health, providing both hydration and essential sun protection in one step.
    How often should I reapply SPF?
    Reapply SPF every two hours, or more frequently if swimming, sweating, or engaging in activities that might remove the sunscreen. Regular reapplication ensures continuous protection against UV rays, maintaining the effectiveness of the SPF and reducing the risk of sun damage, sunburn, and skin aging.
    Can I use a drugstore moisturizer with SPF during all seasons?
    Yes, using a drugstore moisturizer with SPF is recommended in all seasons. UV rays can penetrate clouds, and consistent sun protection helps prevent sun damage, premature aging, and skin cancer. Make SPF a year-round skincare essential to safeguard your skin, regardless of the weather or season.
    Can a drugstore moisturizer with SPF be used under makeup?
    Absolutely. A drugstore moisturizer with SPF can serve as an effective base under makeup. Apply it before your makeup routine, allowing a few minutes for absorption. This not only ensures sun protection throughout the day but also provides a smooth canvas for makeup application.

    Why Trust Pinkvilla

    Anoushka reviewed the best drugstore moisturizers with SPF to guide others towards effective and budget-friendly skincare solutions. Recognizing the importance of sun protection, she sought products that seamlessly blend hydration and UV defense. Her reviews highlight the efficacy, texture, and affordability of each moisturizer, empowering readers to make informed choices for their daily skincare routine. By sharing insights into drugstore options, she demystify skincare, making it accessible for those seeking reliable SPF-infused moisturizers without compromising quality. Her review serves as a valuable resource for individuals prioritizing sun safety while navigating the plethora of skincare options in the market.

    Our product experts study the specifications of every product we suggest and try them out to bring what’s proven to be worthy of your money, time, and energy. We also have subject matter experts from various fields like Fashion, Skincare, Haircare, Home Decor, and Health & Fitness onboard to make sure our suggestions are credible and trustworthy. You can trust Select to be your faithful shopping guide for all the right reasons!

    Author BIO
    reviewer
    Anoushka Sinha
    Skincare Coach & Writer

    Anoushka is certified in Professional Skincare and is a Mass Media (Journalism) graduate from Mumbai University. As a More